Recently, Glamour Magazine’s article “30 Things Every Woman Should Have and Should Know by the Time She’s 30” has resurfaced and recirculated. It was written by Pamela Redmon Satran in 1997 and was recently turned into a book entitled the same, “30 Things Every Woman Should Have and Should Know by the Time She’s 30.”
I thought there were some pretty valid things on the list, so I was inspired to create a list of my own relevant to this current stage of life. Since many of us are a few years (or more… or less… LOL) shy of 30, this list is comprised of things us quarter-lifers should do or have at this time in our lives. It’s also gender neutral, so guys take note as well. Here it goes:
1. View Your Credit Report Annually
Did you know you are able to receive a free credit report each year from the three consumer reporting companies (Equifax, Experian, Transunion)? Visit AnnualCreditReport.com to access yours for no charge. Credit fraud is real and by viewing your report you can find discrepancies and have them changed. As well, the reporting companies can also provide you with your credit score for a few extra bucks. Good credit means better rates on loans. Need some more insight? Check out this Forbes article about credit score myths.
2. Have a Budget
Having a reasonable budget for living and actually stick to it is essential. Robbing Peter to pay Paul is no fun. So by reasonable, I mean living within your means. Never had a budget or need some tips? This article may help.
3. Have a Vision / Plan
You may not be where you want to at the moment. Set some goals and you’ll get there. Create a plan of action (how you will get to there) and actively work on it. If you want it bad enough, you’ll work hard for it. Determination and Perseverance.
4. Be Registered to Vote
Be a good citizen and register to vote if you’re not. If you don’t like what’s currently going on in your government, you have the power to put officials in their seats. As well, in the event you want to sign a petition for change, only registered voters are considered valid signatures in some states.
5. Have or Develop a Hobby
Find something that you enjoy doing often. And make sure it isn’t work. It will help you relax and decompress. Whether it’s knitting, volunteering, working out, bike riding… Find something that is enjoyable for you.
6. Schedule Annual Doctor and Dentist Visits
I know we are busy trying to get to where we want, but we won’t be able to reap the benefits when we get there if our health isn’t good. Take care of yourself. Your health is important. Make the time to visit the doctor and the dentist. (You’d be surprised at how many ailments are related to oral health.)
7. Have One Dish that You Rock At
At The High Life, we believe that everyone should know how to cook. But we also understand that that’s not realistic. While you don’t need to become Paula Deen or Emeril Lagasse, being able to make rice, boil eggs, bake some chicken will help with your budget. In many cases, cooking is cheaper than eating out. And having a show off dish will come in handy. Trust me. It’s doesn’t need to be fancy, it just needs to be good. Here are a few simple recipes to try:
8. Have a Support System / Be a Part of Someone’s Support System
Life throws us curveballs and no matter how strong you think you are, you can’t handle it alone. Surround yourself with people who you love, who provide wise counsel, who will let you cry, and who will encourage you to keep going. And then be the support for a friend in their time of need.
9. Develop an Attitude of Gratitude
This one is kind of self explanatory. Be grateful for each day given. Be thankful for every experience. It could be worse.
10. Believe in Love
Yes, we all know that I love love. But having a belief in love is just better for life. Believing in real love allows you to set the standards for healthy relationships. I believe the lack of healthy relationships, or the fact that many healthy relationships go unseen, are the root of most of our issues today. (We’ll explore this topic soon…) Believing in love is good for the soul. Love heals. It nourishes. It’s also contagious.
Give Love. Have Love. Be Love.
Is there anything you feel should be added to the Quarter Life list? Let me know.